A home is one of your largest investments.  We understand how important it is to have comprehensive coverage for your property and belongings.  Whether you own a house or a condominium, or whether you rent, CPD&C can offer a policy tailored to your specific needs. 

We represent the highest rated home insurance companies, and can help you find competitive rates and broad coverages.  Additionally, our licensed agents will help you identify all the home insurance discounts that are available to you!

Some Available Discounts:

• New Homes
• Alarm Systems
• Smoke Free
• Automatic Payment
• Combined Home & Auto
• ... and many more!

       Get a Quote!

About Home Insurance:

• Building Limit - The replacement amount for your home if it suffers damage from a covered cause of loss.
• Other Structures Limit - The replacement amount for detached structures on your property such as a shed or a garage if it suffers damage from a covered cause of loss.
• Personal Property Limit - The replacement amount for your personal belongings such as furniture, clothing, appliances, etc. if it suffers damage from a covered cause of loss.
• Loss of Use Limit - The amount for living expenses if your home is damaged and uninhabitable. 
• Personal Liability Limit - Protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.
• Personal Articles Floater - Covers scheduled items that have been selected because their values are greater than the limit allotted for them in the Personal Property Limit.  **Not a standard coverage.  See Other Insurance
• Flood Coverage - Flood damage is typically not covered under a homeowners policy.  Flood coverage can be obtained though a separate policy.  See Other Insurance.